Your Money Has Four Futures at Levva. Pick One.
We built DeFi vaults that actually match your risk tolerance. Here's the math that Wall Street doesn't want you to know.
Choose your returns
Let's cut the BS. Here's what $10,000 becomes in one year:
- Ultra-Safe: $10,544 (5.44% APY, zero volatility)
- Safe: $11,137 (11.37% APY, minimal drawdowns)
- Brave: $12,429 (24.29% APY, some real swings)
- Custom: You decide the mix, expect the unexpected!
Compare that to your bank's 0.5% savings account ($10,050) or the S&P 500's historical 10% ($11,000). Now you see why we're here!
The problem nobody talks about
Every DeFi protocol promises insane yields. 1000% APY! To the moon! But here's what they don't tell you: volatility is a wealth killer.
A simple example: You put $100 into a volatile asset. It goes up 100% (now $200), then drops 50% (back to $100). You made nothing, despite a "150% total movement." This is why your friend who bought every hyped token is still broke.
The math is brutal: lose 50%, need 100% to recover. Lose 80%, need 400% to recover. This asymmetry is why even brilliant traders blow up. At Levva, we know: the optimal portfolio isn't the highest returning one - it's the one that survives.
Four vaults, four types of people
Ultra-Safe: The "I Hate Losing Money" Vault
100% stablecoins, distributed across battle-tested protocols. You earn ~5% annually from lending and funding arbitrage. Virtually zero volatility. Virtually zero drawdowns.
Who it's for: This is for people who check their portfolio at 3 am and need to see green. Every. Single. Time. Your mom, your emergency fund, anyone traumatized by Terra/FTX.
Safe: The "Better Safe than Sorry" Vault
We add 10% ETH exposure to the mix. Returns double to 11.37% annually. Worst drawdown? 7%. That's nothing - Bitcoin drops 7% on an average Tuesday.
This follows what quants call the "efficient frontier" - maximum return per unit of risk. It's the portfolio theory that built Renaissance Technologies' fortune, simplified for DeFi.
Who it's for: People who understand that some risk is necessary for real returns
Brave: The "Let's Build Wealth" Vault
25% volatile assets (ETH/BTC), 75% stable. Returns jump to ~24% annually. You'll see 15% drawdowns occasionally. Worth it? Your money doubles every 2.5 years.
This allocation comes from the Kelly Criterion - the formula that made Edward Thorp rich in Vegas, then richer on Wall Street. It's mathematically optimal for long-term growth without going broke.
Who it's for: Anyone under 40 who can stomach seeing red occasionally.
Custom: The "I Know What I Want" Vault
Pure ETH exposure? Specific yield strategies? Custom vaults let you implement your thesis with our infrastructure. Default example: 100% ETH derivatives earning yield on top of ETH appreciation via various yield-bearing ETH wrappers (Etherfi, Lido, Origin, e.t.c.)
Who it's for: Experienced DeFi users with conviction.
Why these exact numbers?
We backtested thousands of combinations. Here's the shocking finding: adding more than 25-30% volatile assets to a portfolio usually decreases long-term returns. Why? Because crypto's massive volatility creates a mathematical ceiling.
Think of it like driving. Going 60mph gets you there reliably. Going 120mph seems twice as fast, but one crash and you never arrive. Our allocations are the optimal speed—fast enough to matter, safe enough to survive.
The progression (0% → 10% → 25% volatile) isn't random. Each step roughly doubles returns while keeping drawdowns manageable. It's the difference between investing and gambling.
How we optimize for blockchain yields
Traditional finance: Buy bonds, earn 5%, done.Levva DeFi portfolios: Diversify across multiple sources of yield
- Lend stables on Aave (base 3-5%)
- Capture funding arbitrage via sUSDe/wstUSR (base 5-10%)
- Deploy to Pendle for fixed yields (base 5-10%)
- Buy zero-coupon bonds (5-10% depending on the asset).
Each layer compounds on the previous. It's why even Ultra-Safe Vault beats traditional markets. Earn in DeFi while the yields allow you to do so!
We constantly explore new protocols, strategies,knowledge base and ideas to bring best DeFi yields to Levva users.
Risk? We've modeled it to death
Every strategy survived our stress tests:
- March 2020 (COVID crash)
- May 2022 (Terra implosion)
- November 2022 (FTX bankruptcy)
We monitor correlations (everything crashes together), liquidity (can you exit?), and smart contract risk (spread across protocols). When markets panic, our systems automatically reduce risk to protect capital.
But here's the real safety feature: these aren't exotic strategies. We're using boring, proven DeFi primitives - lending, staking, liquidity provision - just optimized properly.
The future: AI that actually helps
Our AI agent is already capable of doing swaps for you, analysing your portfolio and comparing its performance to Levva DeFi portfolio Vaults. You can farm Pendle PT tokens with it, including with leverage! The agent sustains a substantial knowledge base about core DeFi primitives and protocols. It also possesses real-time market information on top ERC-20 tokens and Protocols for your reference and portfolio calculations.
Soon, our Agent will learn to adapt to you personally. It will analyze your wallet history, understand your goals, and adjust allocations in real-time. Not marketing BS-actual portfolio optimization using machine learning on DeFi data. This is an ambitious task, yet potentially solvable!
Imagine saying "I need $50k in 6 months" and having your portfolio automatically optimize for that goal. That's where we're heading.
Start Now
The best portfolio is the one you can stick with. Start conservative with Ultra-Safe, get comfortable with DeFi, then gradually increase risk as you gain experience.
Visit Levva. Connect wallet. Choose a vault. Start earning. We GUARANTEE 10% APR to everyone until September 27 if you deposit now! See here for details!
The math is proven. The code is audited. The only question is: which future do you want for your money?
P.S. Still skeptical? Our strategies are based on the same portfolio theory that built Bridgewater, Renaissance, and Two Sigma. We just applied it to DeFi and removed the gatekeepers. See our docs for the full technical details.
